Flexible Cash Flow Helps You Grow
As part of the Ageras family, Zervant users enjoy exclusive access to financing products specifically designed specifically with SMEs in mind.
Small Business, Big Dreams
Your business might be small but your ambitions don’t have to be.
To access financial products, small businesses are often forced to jump through unnecessary hoops by traditional lenders. This imbalance makes it harder for SMEs to grow large enough to compete with established players – but Zervant and Ageras have a solution.
With our unique insight into your invoicing and financial behaviour, we can calculate risk more fairly and accurately than traditional lenders. That’s why we now offer flexible, easy-to-understand financing products.
Get Paid on Your Schedule
Invoice financing allows you to access the cash locked up in your invoices whenever it’s needed. Collect payment for your invoices up-front and boost cash flow on your schedule.
Unlike invoice factoring, the contract is between Ageras Finance and your business – so your customer won’t have to deal with a third-party.
Fast Decisions on Flexible Loans
Through Ageras Finance, Zervant users have access to flexible business loans, with fair terms and interest rates, tailored specifically to SMEs. We can make instant decisions using innovative credit scoring which looks at your invoicing history to work out your ability to pay back.
The best part is, because applications are tied to your Zervant account, you don’t have to submit piles of historical paperwork on your business.
Frequently Asked Questions
How does invoice financing work?
Invoice financing is simple! Just log in to your Zervant account and follow these steps:
Step 1. Create an invoice and hit the “Preview” button.
Step 2. Select “Zervant Instant Pay” from the “Approve & send” dropdown.
Step 3. Make your finance application.
Step 4. If approved, you’ll be paid within 24 hours.
Step 5. Send the invoice to your customer.
Step 6. When your customer pays the invoice, you pay back the finance.
Is there a minimum amount I can finance?
The Zervant Instant Pay option will only appear for invoices between 150.00 € and 20 000.00 €. Invoices must also have payment terms between 14 and 119 days. You can find more information about invoice financing on our Help Centre article.
How do I apply for a business loan?
Business loans can be applied for through Ageras Finance. Log in to your Zervant account and navigate to the “Financing” tab on the top bar and from there, select “Business Loans”. Use the slider to give you an idea of the loan repayment terms and get a non-binding offer quickly and securely.